In Credit vs. Credentials, Regina Lilly combines her expertise in business and finance with her deep commitment to community empowerment. This insightful guide navigates the often-overlooked balance between formal achievements and practical financial skills. From understanding the fundamentals of credit and financial literacy to developing strategies for building a stable future, Lilly equips readers with the tools to make informed financial decisions.

Whether you're aiming to build a strong credit score, manage debt, or simply enhance your financial knowledge, this book provides actionable advice designed to empower individuals and families alike. Embrace financial literacy and discover how to turn knowledge into lasting success. Let Credit vs. Credentials be your roadmap to financial resilience and generational wealth.